Protection
for You and Your Family
Each of these
coverages has a limit of liability (maximum amount we
will pay for a claim). We will pay for claims in the
coverage areas you select, subject to the terms, conditions
and exclusions of the policy.
Liability
Coverage
- Bodily
Injury Liability Protection --
Provides coverage if you are legally liable in an auto
accident in which others are injured or killed.
- Property
Damage Liability Protection --
Provides coverage if you are legally liable for damages
to another's property resulting from an auto accident.
- Personal
Injury Protection
Provides coverage for injury, death, loss of services,
and loss of income suffered by you, your covered passengers,
or covered family members.
- Medical
Payments Coverage
Provides coverage for doctor, hospital, and surgical
expenses incurred by you, covered family members, or
your covered passengers riding in your covered auto.
- Uninsured
Motorists Coverage
Provides protection if you, covered family members,
or your covered passengers are injured or killed in
an accident involving a legally liable uninsured driver.
Uninsured Motorists Coverage for Property Damage repairs
your vehicle.
- Underinsured
Motorists Coverage
Provides coverage if you, covered family members, or
your covered passengers are injured or killed in an
accident involving a legally liable underinsured
driver.
Protection
for Your Auto
We will pay
for claims in the coverage areas you select, subject to
the terms, conditions and exclusions of the policy. You
will be able to choose from a selection of coverage limits
and deductible amounts available.
- Collision
Coverage
Provides coverage for repairs to your insured vehicle,
minus your policy deductible, if your auto is damaged
in an accident.
- Comprehensive
Coverage
Provides coverage for damage to your insured vehicle
caused by falling objects, fire, theft, vandalism, and
many other non-collision losses. This coverage is what
pays for your windshield. A deductible may apply to
this coverage.
Customize
Your Auto Policy with Additional Coverages
Additional coverages
can provide you with extra protection. Be sure to ask
us about additional coverages to help meet your unique
needs. Some of the additional coverages we offer include:
- Rental
Reimbursement
- Towing
and Labor
- Sound
System
- Camper-Trailer
You
May Be Able to Save Money with Our Discounts and Special
Rates
You
can save even more on your premium if you qualify for
any of our cost-cutting discounts or special rates. Some
of the discounts and special rates available are:
- Home
and Auto Discounts -- offered to experienced drivers
with excellent driving records who insure their primary
residence with us.
- Auto
Alarm Discounts
- Four
Wheel Anti-Lock Brake Systems and Passive Restraint
(Air Bags or Automatic Motorized Seat Belts) --
offered if your car is factory equipped with any of
these safety features.
- Good
Driver -- available if you and your family members
have good driving records.
- Multi-Car
-- offered if you have more than one car insured with
us.
- Economy
Car -- available if you drive certain compact cars.
- 55
and Retired -- offered if you are at least 55 years
old and are not "gainfully employed" (do not
work more than 20 hours a week or seek such employment).
- Utility
Auto -- available for most pick-up trucks.
- Good
Student
Much
More than Auto Insurance
- Recreational
Vehicle
- Boatowners
- Motorcycle
- Homeowners
- Renters
- Landlords
- Condo
- Mobile
Home
- Business
- Commercial
Auto
- Excess
Liability (Personal Umbrella Policy)
Life
Insurance
- Universal
Life Insurance
- Term
Life Insurance
- Whole
Life Insurance
- Annuities
